MCGOVERN AGENCY
  • Home
  • Quotes
    • Business Quotes >
      • Business Owners Package (BOP) Insurance Quote
      • Workers Compensation Quote
      • Business Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Liquor Liability Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Renters Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Earthquake Insurance Quote
    • Health Quotes >
      • Health Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Part A Hospital Quote
      • Medicare Advantage Plan Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Cancer Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Disability Insurance Quote
      • Final Expense Insurance Quote
    • Umbrella Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Complimentary Consultation
  • Insurance
    • Business >
      • Business Owners Package (BOP) Insurance
      • Workers Compensation
      • Business Insurance
      • Group Benefits
      • Insurance Bonds
      • Liquor Liability Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
      • Earthquake Insurance
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Part A Hospital
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
      • Vision Insurance
    • Cancer Insurance
    • Umbrella Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
    • Other >
      • Event Insurance
      • Travel Insurance
      • Wedding Insurance
  • Health
  • About
    • Meet Our Staff
    • Blog
    • Agency Photo Gallery
    • Community Involvement
    • Refer a Friend
    • Client Testimonials
    • Insurance Carriers
    • Accessibility Statement
    • News
  • Contact

Liquor Liability Insurance

get a quote

What is ​Liquor Liability Insurance?

Liquor liability insurance is defined as coverage for bodily injury or property damage caused by an intoxicated person who was served liquor by the policyholder.

The breadth of liquor liability coverage varies by state because each state has its own interpretations and evidence requirements of who is legally liable in the event of an injury to a third party.
"Dram shop liability,” or social host liability, holds a social or commercial host liable for injuries inflicted on a third party by an intoxicated guest of the host’s event or establishment.

In some states, every bar in which an intoxicated person drank can be pulled into a lawsuit if the person causes bodily injury to a third party. The establishment must prove that the patron was not or did not appear intoxicated while there. Other states require proof that the establishment sold alcohol to the intoxicated individual, injuries were sustained and the injury was the direct result of the individual’s intoxication.

If liquor liability is covered by a homeowners insurance policy, it may be limited to $100,000 to $300,000 in coverage. Many carriers offer discounts on liquor liability coverage to establishments that provide alcohol awareness education and training to employees.

  • Most states in the US require establishments that sell alcohol to carry liquor liability insurance.
  • Most liquor liability insurance policies exclude the selling of alcohol illegally, such as selling liquor to a minor.
  • Most liquor liability policies are sold as a stand alone policy or packaged with a general liability policy.

Contact Us
(586) 464-2400​
37102 S Groesbeck Hwy
Clinton Twp, MI 48036​
Click Here to Email Us
Licensed in Michigan and Florida

Picture

Navigation


Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us


Picture

Share This Page

Contact Us


McGovern Agency​
37102 S Groesbeck Hwy
Clinton Twp, MI 48036
(586) 464-2400
Click Here to Email Us

Location


Website by InsuranceSplash
  • Home
  • Quotes
    • Business Quotes >
      • Business Owners Package (BOP) Insurance Quote
      • Workers Compensation Quote
      • Business Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Liquor Liability Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Renters Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Earthquake Insurance Quote
    • Health Quotes >
      • Health Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Part A Hospital Quote
      • Medicare Advantage Plan Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Cancer Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Disability Insurance Quote
      • Final Expense Insurance Quote
    • Umbrella Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Complimentary Consultation
  • Insurance
    • Business >
      • Business Owners Package (BOP) Insurance
      • Workers Compensation
      • Business Insurance
      • Group Benefits
      • Insurance Bonds
      • Liquor Liability Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
      • Earthquake Insurance
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Part A Hospital
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
      • Vision Insurance
    • Cancer Insurance
    • Umbrella Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
    • Other >
      • Event Insurance
      • Travel Insurance
      • Wedding Insurance
  • Health
  • About
    • Meet Our Staff
    • Blog
    • Agency Photo Gallery
    • Community Involvement
    • Refer a Friend
    • Client Testimonials
    • Insurance Carriers
    • Accessibility Statement
    • News
  • Contact