MCGOVERN AGENCY
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Business Owner's Package (BOP) Insurance

Get all your business insurance needs covered under one Business Owner's Package Insurance policy. We'll get your business covered in the most affordable way.

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What is a Business Owner's Package Insurance Policy?

A business owner policy packages all required coverage a business owner would need. Often, BOPs will include business interruption insurance, property insurance, vehicle coverage, liability insurance, and crime insurance . Based on your company’s specific needs, you can alter what is included in a BOP. 

Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

What's Covered with a Typical BOP Policy?

BOPs typically include: 
  1. Property insurance for buildings and contents owned by the company -- there are two different forms, standard and special, which provides more comprehensive coverage.
  2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
  3. Liability protection, which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.
In most cases, BOPs do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.

Contact us to learn more about the right Business Owners' Package Policy for your business.
(586) 464-2400​
37102 S Groesbeck Hwy
Clinton Twp, MI 48036​
Click Here to Email Us
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Licensed in Michigan and Florida

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McGovern Agency​
37102 S Groesbeck Hwy
Clinton Twp, MI 48036
(586) 464-2400
Click Here to Email Us

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  • Home
  • Quotes
    • Business Quotes >
      • Business Owners Package (BOP) Insurance Quote
      • Workers Compensation Quote
      • Business Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Liquor Liability Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Renters Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Earthquake Insurance Quote
    • Health Quotes >
      • Health Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Part A Hospital Quote
      • Medicare Advantage Plan Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Cancer Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Disability Insurance Quote
      • Final Expense Insurance Quote
    • Umbrella Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Complimentary Consultation
  • Insurance
    • Business >
      • Business Owners Package (BOP) Insurance
      • Workers Compensation
      • Business Insurance
      • Group Benefits
      • Insurance Bonds
      • Liquor Liability Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
      • Earthquake Insurance
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Part A Hospital
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
      • Vision Insurance
    • Cancer Insurance
    • Umbrella Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
    • Other >
      • Event Insurance
      • Travel Insurance
      • Wedding Insurance
  • Health
  • About
    • Meet Our Staff
    • Blog
    • Agency Photo Gallery
    • Community Involvement
    • Refer a Friend
    • Client Testimonials
    • Insurance Carriers
    • Accessibility Statement
    • News
  • Contact