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Renters Insurance in Clinton Twp MI & Mt Clemens MI

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At McGovern Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from McGovern Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

McGovern Agency

37102 S Groesbeck Hwy, Ste 100
Clinton (Township), MI 48036
Main office: 586-315-2164
Fax: 586-464-2399

Our Providers

Testimonials

Maureen was so pleasant when I was at the dealership buying a new car, and she has stayed on top of my insurance needs. Recently she contacted me about changing companies to get more coverage for less. Awesome! I didn't even ask; she just thought it might be a good change for me and checked it out. I thoroughly trust these people and I feel cared for.

Christina G
Last year while checking rates for Home/Auto insurance a friend suggested that I get a quote from Maureen. Boy am I glad I did! Not only did she get me a lower price, but I actually got more coverage for less. If I have a question or request, I get prompt, courteous and professional service from my agent, Maureen.

Dennis K