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Property Insurance in Clinton Twp MI & Mt Clemens MI

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at McGovern Agency, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from McGovern Agency who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with McGovern Agency before making a decision.

Our Location

McGovern Agency

37102 S Groesbeck Hwy, Ste 100
Clinton (Township), MI 48036
Main office: 586-315-2164
Fax: 586-464-2399

Our Providers

Testimonials

Maureen was so pleasant when I was at the dealership buying a new car, and she has stayed on top of my insurance needs. Recently she contacted me about changing companies to get more coverage for less. Awesome! I didn't even ask; she just thought it might be a good change for me and checked it out. I thoroughly trust these people and I feel cared for.

Christina G
Last year while checking rates for Home/Auto insurance a friend suggested that I get a quote from Maureen. Boy am I glad I did! Not only did she get me a lower price, but I actually got more coverage for less. If I have a question or request, I get prompt, courteous and professional service from my agent, Maureen.

Dennis K